CDAP Boost Your Business Technology Grant Registration Deadline Approaching: Last Hours to Apply!

cdap BYBT registration closed

The Canada Digital Adoption Program (CDAP) Boost Your Business Technology (BYBT) Grant closed its doors to new applications on February 19, 2024.

If you have a valid CDAP grant agreement, you can continue to work with us and submit your claim for reimbursement once your Digital Plan is complete.

Apply to CDAP

Canada Digital Adoption Program (CDAP) is a government-led initiative tailored to Canadian small and medium-sized enterprises (SMEs), providing essential support through interest-free loans and grants to fuel their digital transformation success.

Digital Strategy Grants up to $15,000

Receive grants of up to $15,000, covering up to 90% of advisory costs for developing your Strategic Digital Adoption Plan.

Interest-free Loans up to $100,000

Access Interest-Free Loans for 5 Years: $25K-$50K for Annual Revenues of $500K-$5M, and $50K-$100K for Revenues Above $5M.

Youth Wage Subsidy grants up to $7,300

Secure grants of up to $7,300 to support hiring and training young professionals on your team.

Every day, Canadian small and medium enterprises
(SMEs) face new challenges :

new technologies
new work environments
new customers
Without a plan,
it’s easy to get overwhelmed
Our experts in digital transformation and strategic planning will work with you to develop SMART* objectives that address your needs, like:

Lack of cash flow

Need for digital experts

Need for an actionable digital adoption plan

*SMART: specific, measurable, attainable, relevant, time-bound

And what if we told you that we can help you get it funded, too?

Transforming the act of work into the art of success.

Our phased approach accelerates digital adoption, simplifies digital transformation, and gives you control.

Business Improvement Review

A totally FREE 45-minute strategic call to discover how digital transformation can help your business thrive.

Digital Maturity Assessment

Three consulting sessions and access to our purpose-built software to assess your company’s current technology and business strategies.

Digital Adoption Plan

Four consulting sessions with defined outcomes to develop a clear vision and SMART objectives with:

  • A vision statement tailored to your company’s goals.
  • A realistic timeline.
  • An achievable execution plan.

Ready to start?
Book a call with one of our certified local digital advisors:

The Success Formula

Successful Digital
Transformation (Dx)

Digital Transformation is a NO-BRAINER



of businesses that leverage technologies and implement a digital transformation strategy grow faster and increase their market share.



of businesses that stick to the traditional ways, neglecting any digital adoption plan, find themselves unable to scale, grow, and sustain themselves.



SucceSs rate


Total Loans


Total Grants

CDAP eligibility requirements

For-profit, Canadian Business

$500K In Sales Reported in one year

Between 1-499 employees

Success Stories

Marwan Younes

CEO at Delta Accounting

I had an amazing experience working with Knowledge Based Consulting who surpassed all my expectations. Their professionalism, attention to detail, and design skills were outstanding. They created a visually appealing and user-friendly website that perfectly captured my vision. They were responsive, communicative, and went the extra mile to ensure every detail was perfect. I highly recommend this developer for their exceptional work. Five stars!

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Samir Olleik

Business owner at Olleik food

Our CDAP Digital Advisor was Sarjun. I'm pleased to recommend him. Thanks to Sarjun's expertise and efficiency, our business's digital transformation progressed smoothly. He helped us identify the proper technology by creating a comprehensive plan based on our needs and business goals. Sarjun's Digital Maturity Assessment helped us make informed, strategic decisions by providing helpful information and showing us where we could grow. He also demonstrated a solid understanding of our vision, mission, and core values in his business story. I highly recommend Sarjun because of his great advising skills in the area of digital use, his strategic mind, and his commitment to driving transformational change.

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Mohamed Alwani

Renfrew Shawarma Restaurant

Just wanted to drop a quick message to say thanks for being an awesome business advisor. Your professionalism and friendly vibe made the whole experience really smooth. With your help, I got that business loan sorted out, and I appreciate how responsive your team was. Will definitely be spreading the word about your work to others who could use some top-notch business advice!

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Iskandar Alex Nasrallah

Accountant at Lekadir LLP | Treasurer | Advisory Board Member

Was able to obtain my CDAP loan within a few weeks. He was professional and detailed with his report. My business has increased since implementing the plan he made me. HIGHLY recommend his services on digital advisory and web design.

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Tarig Abdellatief

Government Grants & Contracts Consultant and Lobbyist

I can confidently say that Sarjun is one of the most competent and knowledgeable digital transformation experts I have met to date. Sarjun has provided our organization with crucial insights when rolling out our CDAP services and digital project consulting services. Not to mention his 100% success track record when it comes to financing our clients with respect to their digital projects. Highly recommend working with Sarjun and his company.

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charbel Bouroufail

CEO at CFT Recycling

Great guy, great service promised and delivered. Highly recommeneded

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Delta Accounting Group


Exceptionally professional and ethical. Looked forward to each and every meeting I had with Sarjun, learned so much about my own business. Gained a-lot of knowledge about the impacts of digitalization. Would definitely recommend!

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Alina Krekhovets

HR tech consultant

Sarjun is a very impressive leader and communicator. He is always keen on new trends technologies and tools and is full of new ways and ideas on how to help his clients and employees. Sarjun is easy to work with, very professional, organized, and open-minded as a person. He is a genuine fan of Agile, Digital transformations, and Tech, which gives him a great competitive advantage in servicing his clients. I'd strongly recommend him to any clients and especially employees.

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Elie Nesrallah

Sales Representative at Re/Max Core Realty Inc

Sarjun Gharib and his wonderful team at Knowledge Based Consulting helped me build and maintain my full digital presence. This included creating my own brand identity & guidelines and a fully customized website with SEO optimization. Working with Sarjun and his team added value because they analyzed and properly planned my product with several different types of expertise from their design table. They used methods to do needs analysis assessments and made products based on the needs they found that fit the current market. Working with a digital transformation consulting team helped me build an online business that runs like a well-oiled machine and will my business make its transition to digital. I'm thrilled to keep working with KBC to improve my digital footprint and make my current systems easier for communication between my clients and my team. Would highly recommend KBC if you and your company want to transition to digital.

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Mikael França

Webflow Expert | UX Designer @ Tangível

Sarjun is an inspiring leader and an excellent communicator. He has a drive to achieve excellent results and an excellent ability to guide a team to overcome difficulties.He is a great professional and a great friend to his teammates.His skills with digital transformation, agile methodologies, and following technological trends make him stand out as a professional out of the curve.

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Keshav Sharma

Digital Analytics & Marketing Optimization at Plogg Solutions

I worked with Sarjun, and was blown away by their digital transformation and technology solutions knowledge. This leader inspires change and innovation in every initiative. Their dedication to the Canada Digital Adoption Program has yielded many successes, proving their awareness of the Canadian market's demands and challenges. Sarjun also brings a lot of knowledge and experience to worldwide clients, producing top-notch solutions. This person excels in creative problem-solving and project management. I highly suggest Sarjun for driving digital transformation and using technology for company success. They are an asset to any team due to their infectious enthusiasm for technology and excellence.

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Paul Dion

Realtor in Ottawa

Sarjun and his team helped me transform my business and helped me go digital! I learned about technology by working with the experts in his team. I highly recommended KBC to solve any business digital problems you may come across! A+++++++

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Parisa Mazarei

Senior Account Executive at Gemtech

I've had the pleasure of working with Sarjun both personally and professionally on two different occasions. Throughout our conversations, I was impressed by how kind and patient he was. Sarjun's knowledge of digital technology was very helpful to me and helped me improve the digital capabilities of my business. I wholeheartedly recommend Sarjun to anyone seeking to enhance their business, and I continue to rely on his services to this day.

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Certified Digital Adoption Specialists

Certified Digital Advisors

We can help you


Automating repetitive tasks leaves more time for cognitive and tech work. Implementing cloud workspaces and infrastructure empowers employees to work remotely, collaborate as a team, and connect easily with clients.


Building digital assets like websites, e-commerce platforms, and applications increases your brand awareness and attracts customers, allowing for better marketing solutions and multiple revenue streams.


Automating operations and systems reduces costs and keeps your focus on revenue-generating activities.

Your CDAP Funding Journey & Roadmap

step 1

Make a plan

First, our certified digital advisors help create a comprehensive, actionable plan to support your digital transformation journey.

ISED submission
step 2

Submit it

Next, we make sure you register with Innovation, Science and Economic Development Canada (ISED), and submit your plan for approval.

BDC submission
step 3

Apply for grants & loans

Once the plan is approved, you’re ready to benefit from the grant of up to $15,000, and to apply for your interest-free loans.


I want to know more about registering for the Canada Digital Adoption Program (CDAP)

The Canada Digital Adoption Program website shows two funding opportunities; Stream 1: Grow Your Business Online and Stream - 2: Boost Your Business Technology.  - What’s the difference?

Stream 1: Grow Your Business Online‍ Grow Your Business Online helps small, consumer-facing businesses with yearly revenues under $500k to take advantage of e-commerce opportunities. It provides advisory services as well as micro-grants of up to $2,400 to help with the costs related to adopting digital technologies‍.

Stream 2: Boost Your Business Technology Boost Your Business Technology helps small and medium sized businesses that require more advanced technology. These businesses will be able to access a grant from Innovation, Science, and Economic Development Canada (ISED) to cover up to 90% of the cost of our advisory services to develop a digital adoption plan, to a maximum grant value of $15,000. The business will then have the opportunity to apply for a zero-interest loan of up to $100,000 from BDC to implement the technology.
Please note that although the loan request is being made under CDAP, applicants must meet CDAP eligibility criteria and BDC creditworthiness requirements to receive a loan offer.
For more information on CDAP Guidelines, please visit ISED's website.

I qualified for Stream 1: Grow Your Business Online, can I still request a zero-interest loan?

No, the zero-interest loan is only for businesses that are eligible under Stream 2: Boost Your Business Technology.

Can I apply for Stream 2: Boost Your Business Technology loan if I am a start-up?

Companies that can demonstrate a minimum of $500K in revenues either in year 2021, 2020 or 2019 are eligible for the Boost Your Business Technology stream. If they do not meet these criteria, they may apply to Stream 1: Grow your business online.

Please note that although the loan request is being made under CDAP, applicants must meet CDAP eligibility criteria and BDC credit worthiness requirements to receive a loan offer.

Can I apply for multiple businesses?

Yes, you may submit applications to CDAP for multiple businesses. Each business will need to operate separately from the other(s) and have its own digital adoption plan.

I want to know more about the Digital Solution Adoption Plan

Will KBC Advisory Services be able to help me with the creation of a digital adoption plan?

Yes, KBC is one of the registered service providers on the Digital Advisors Marketplace. If your business is deemed eligible for the Boost Your Business Technology stream, you will have access to a curated list of service providers that are right for you on the Digital Advisors Marketplace. You can then select the service provider that meets your needs.

Can I be considered for a loan if I already have a digital adoption plan?

If you have a Systems Selection plan or a digital adoption plan from KBC Advisory Services, or if you have another plan created by a digital adoption program recognized by ISED, you are invited to apply through the CDAP portal for the Boost Your Business Technology stream. During the application process, select the fast-track option and upload your plan. After it is approved, you will be referred to BDC to apply for the 0% loan. To account for uncertainties and delays caused by the pandemic, existing plans of up to 24 months old are eligible for CDAP. For the complete list of recognized programs, visit ISED’s website.

How long do I have to apply for the 0% loan after my digital adoption plan is approved?

You will have 6 months from the time you receive your personalized link from ISED to BDC to complete your loan application. If you’ve completed a digital adoption plan through another recognized program, you have 30 days to apply. If you exceed this timeframe, you will be ineligible for the loan.

I want to know more about the BDC zero-interest loan

What are the loan terms and amounts?

Zero-interest loan of up to $100,000 with a 5-year term + 12 months capital postponement (total of 6 years). CDAP is a four-year program, so you can apply for the program until 2026.

The amount of the loan is determined by the size of your business. If your annual gross revenues are:
. between $500,000 and below $5M you can request a loan of between $25,000 and $50,000
. $5M and more, you can request a loan between $25,000 and $100,000‍

The loan must be used solely for the implementation of a digital adoption plan that is recognized by the CDAP Boost Your Business Technology stream.

Please note that although the loan request is being made under CDAP, applicants must meet CDAP eligibility criteria and BDC credit worthiness requirements to receive a loan offer.

You can create your digital adoption plan, receive the grant that covers up to 90% of advisory services and then decide against the zero-interest loan. Participating in the digital plan portion of CDAP does not oblige you to apply for a loan. If you move forward to implement your plan, you can also source the required funds from your own cashflow or from your regular financial institutions.

When can I apply for a BDC loan?

The first step before applying for the loan is to have a digital adoption plan that is recognized by the CDAP Boost Your Business Technology stream. If you already have a digital adoption plan that was developed through a recognized government digital adoption program, you may be eligible to proceed directly to a loan application without developing a new plan.

Once your digital adoption plan has been reviewed by CDAP and if you are interested in applying for a loan, ISED will send you an email with a personalized link.

Please note that although the loan request is being made under CDAP, applicants must meet CDAP eligibility criteria and BDC credit worthiness requirements in order to receive a loan offer.

Can I repay an existing loan with this loan?

No. The loan under this program must be used to implement your digital adoption plan. You must be willing to attest to the use of the funds. Please understand that CDAP can audit you on this point.

Why was I declined for the loan when I passed program eligibility?

The program eligibility is only one step in the process of making the loan request.

Your business may be declined for multiple reasons. For example, it may not have met BDC’s credit worthiness criteria (ex: credit history, etc.).

Please note that although the loan request is being made under CDAP, applicants must meet CDAP eligibility criteria and BDC credit worthiness requirements to receive a loan offer.

Also, as the CDAP zero-interest loan is part of a standard loan application, standard banking practices apply. A declined loan request is reflected in your credit score. This is part of the consent you provide when applying for the loan.

Still curious?

Get your questions answered here!

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